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No Interest if paid in full within the promotional period.Interest will be charged to your account (at the standard purchase APR) from the end of the promotional period on the remaining balance if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase divided by the number of months in the promotional period (rounded up to the nearest $1.00); or $5. Minimum purchase and minimum monthly payments are required. Subject to credit approval and availability. Account must be in good standing at time of transaction. See store associate for details.

Gardner-White Credit Card Accounts are offered by Comenity Capital Bank, which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $10.00. Minimum Interest Charge is $2.00 per credit plan. Standard purchase APR of 28.99%.